A traditional loan takes a lot oftime and paperwork at the bank. Creditsystems often neglect first time borrowers,young people and citizens of developing regions.
Also the interest rates differ widelyaround the world, discriminating people in highinterest countries.
ETHLend connects lenders and borrowers all around theglobe using blockchain technology.This creates a decentralized lending market whereeveryone can participate. Enabling competitiveinterest rates determined by thefree market.
Katherine uses ETHLendand receives interest payments by lending money to peopleall around the globe including Sandeepin India who has a great credit profile.
Within afew minutes, Sandeep is able to receive a competitiveloan. The loan agreement is legally bindingand the funds transfer within seconds, securelyhandled through self executingcontracts called Smart Contracts.
They even storeloan collateral. Now Sandeep can improve his business.
Helater repays the loanto Katherine who enjoys thesafe profit she has made with the interest payment during her holidayon Mauritius.
Now Sandeep'sbusiness flourishes and he too because anETH lender.
A lot of the worlds'information is trapped and unused. We are building a protocol tochange that.
Erasure let'syou predict the more valuable things that you know. And as youbuild a reputation predicting things, you canearn cryptocurrency by selling your predictions.
These could bestockmarket predictions, predictions about bitcoin or sportsor anything.
We think there are brilliant peopleout there with unique information andErause is going to set that informationfree.
Erause is an unstoppabledecentralized data market.[silence]
When I started Numerai,I knew there was a way to crowdcoursemodels. I knew that people would contribute models todatasets that we gave them. But I didn't think it was possibleto crowdsource data.
I don't think a true informationmarketplace has worked yet because it has been challengingto prove to people that if they submitvaluable data, they are guaranteed to be rewarded forit.
More over, there hasn't been an immutableledger that everybody can look backto to see for sure that somebody has made accurate predictions overtime. It turns out that cryptocurrenciescoupled with blockchain solve both of thoseproblems. And that is the root of what Erasuse is getting at.
Ineconomics, there is this term called marketcollapse. Market collapseis when there is no way to discern thequality of somethingand there ends up being nomarket for it.
That's what is happening with financial data at themoment especially prediction data.
If someone sends me anemail, I have all these predictions, I'm really good atpredicting the stock market, I would immediately delete the email.I can't trust that that personhas anything that's anygood.
But there probably is someone in theworld who could send me an email likethat and would actually be legitimate.
So if you can use a technologyto solve this problem of market collapse,you can get the people who are very good to actuallyearn the full price for theirpredictions.
Without staking, your incentive would beto submit a million predictions and on the offchance that three of them hit and you got apay out, then why not submit as many as you could?
Staking makes it so that there are not onlypositive economic incentives but alsonegative economic incentives.
This is one of the main problems with theinternet right now. There really are no negative economic incentives.It costs next to nothing to send anemail. So if you want something that is very highquality, it turns out there has to be some cost and orpunishment.
Erasure is a decentralizeddata marketplace and it uses Numeraireas its token. So what Numeraire has done over the lastyear is show that people want tostake Numeraire tokens onpredictions. And when they do stakethem, it's a sign that those predictions are going to workreally well.
Now if we could extend this to otherfinancial data, for example predictions on cryptoand extend it to other hedgefunds so that other hedge funds can use Numeraireto buy data feeds, then that'sa whole different game. It willtotally decentralize Numeraire and allow anybodyto use it. Any hedge fund to buydata with it and any data provider to submit toit.
Finding the right developer isa tough task for any organization. Short listingtech candidates from a pool of applicants is anightmare. Are you spending a lot of time on assessing applicants?Struggling to find the right candidate for thejob?
If you find it frustrating andtime consuming, introducing Indorse.A skill validation platform to evaluate candidatesusing AI chat bots and expertdevelopers. It's easy to get started.
Create a magiclink for your existing job postings, share it with your candidates and you aredone.
Candidates can either submit theirprevious work or complete an assignment. A poolof experts then evaluates the candidates for you. Theexperts are the developers with tremendous experience in thedomain and are spread across the globe.
You get a report ofyour short listed candidates sent right to youremail.
Hiring just got simple. Get a demo nowto see it in action.
In2007 the world made a step forward inconnectivity with the introduction of the smartphone.
Since then nothing has really changed. Just moreversions of the same old thing -- boring.
Now let's take a look at the new leap in the technologicalevolution. Meet the uPort, the mosttechnologically advanced smart computer to ever occupy yourwrist. A step that will revolutionize theindustry. A beautifully desired well craftedpiece of wrist bling that keeps you connected with ease and a whole lotmore.
Imagine a world that will eliminate the burdenof all the extras and simplify yourexistence while opening your world to unlimitedpossibilities. Welcome the uPort.
Withthe uPort AKA universal passportand the uPort software system aka the unlimitedpossibilities original revolutionarytechnology.
Open your eyes to health monitoring.Payment systems. Internet connectivity. Stand alonephone. Gameplay. Access systems. Keywallet. Replacement password. Replacement and identificationsystems access. And your very own personalassistant which will help you to monitor any and all of yourneeds.
Everything in your current smartphone butjust a whole lot more.
It'suniversal password, the uPort. The key to yourworld.
Imaginea world where for every hard earned dollaryou made, only 50 cents of it actually went into yourpocket.
Where at any given moment your bank account can befrozen or shut down.
Aworld where your clients' paymentscan be reversed because they got caught with theirpants down.
Foryou it's a fantasy but for us it's a problemthat only gets worse.
Companies likePaypal, Visa, Mastercard and others have systematicallydeclined a service and redlinedus, leaving room for shady companies to come in andfuck us with fees.
But that will all change withSpankChain, the first in browser blockchain basedmicro payment processor and live video platform for theadult industry. With 5% fees orless, no charge backs and user anonymity meaning you'll get to payless for the same great content while never having to give outyour credit card or other sensitive personal information.
But for us performers, SpankChain is not just decentralizedinfrastructure, it's a revolution.
SpankChain gives us control over our finances, ourcontent and our revenue.
For decades pornhas advanced technology from Super 8 filmto the VHS. Now it's time to take that leap forwardagain on our terms.
SpankChain's technology gives us thetools and the freedom to manage our own sites.Connect to decentralized marketplaces and control ourfuture without those greedy corporate hands violating us.
SpankChain is the key for near term cryptocurrencyadoption.
Join us andtogether we can disrupt the adult industry, creatinga better future for all.
One that represents sex positivityand transcends the inefficienciesof legacy banking institutions.
To learn more about SpankChain and join the globaltoken sale event, head over to SpankChain.com
Welcome to a brief introductionof the Primas app. The first truly decentralizedapp that puts you in control.
Primas is aplace where you make the rules and can openly share ideas with thosewilling to listen.
But how does it work?
WellPrimas is an idea publishing and sharing platform.On the home screen, you can browse through the latest articles andsee what is trending in your groups aswell as some others you might be interestedin.
You can even write your own piece on your phone.Or on your computer using your webeditor.
Groups arewhere Primas comes alive. Catch up with what'shappening in the areas or industries thatinterest you. And support the verified originalauthors.
Withthe value tab, you can keep track of yourearnings and see the value of your contributions.Check out and customize yourpersonal profile to fit your personality.
Most importantly know that you are contributingto our movement to restore health to the internet.
Forasmuch potential that peopel say blockchain and cryptocurrency has,we aren't seeing a lot of that materialize as itstands. Because the spaceis an absolute mess. Something needsto change before this technology breaks into themainstream.
This is exactly what we are trying to dowith Token.
Iwas first introduced to bitcoin by achildhood friend of mine who was a realtechnologist. And this for me was amoment where it clicked. Maybe this bitcoin thingcould actually change something.
I took the big step to leaveuniversity to pursue something in theindustry.
Myselfand [inaudible] met in Taiwan. I think we really connectedbecause he essentially opened my eyes to what was possiblewith the advent ofethereum.
There were these very early ethereum projects like Digixand Maker who were making tokensthat we thought could really impact the livesof people across the world.
Myselfand Mal had multiple ideas ofthings we could do with ethereum but TokenCard justmade sense on a practical levelbecause it was something that was currently neededwithin this space.
I mean an actual way to usetokens.
There is this massive[inaudible] between people like us and the rest of the world who can't use thisstuff. What we wanted to do wastry and build a bridge to cross that[inaudible].
We had a few initial conversationswith VCs. I'd say at the time we were way tooearly for traditional funding routes becauseethereum wasn't a concept that waswell understood. Blockchain was just sort ofbecoming the buzzword withinfinance.
Thankfully we had a bit of a planB where we thought the onlypeople in the world who cared as much abour our idea that we did was theethereum community itself.
Our idea resonatesso well with almost everyone inthis space that it only took a few weeks for usto build a very strong community.
If you think about how start-upsnormally get funded, you would haveoversight over how you are using funds andchannels to make sure that you are building your businessproperly.
So we're being very patient with how we arebuilding, making sure we hire the right people.And that we don't fall into a lot ofpitfalls that potentially you could fall intowith this level of independence.
Ultimatelywhat we are trying to doat token is we are trying to lead a crusade.One where people willbe able to unplug from the old systems and to takecontrolof their own financialdestiny.
Zcoin is a digital cryptocurrencythat puts financial privacy at theforefront where your transactions are completely untraceable.
It is built on the solid fundamentalsof the Zerocoin paper, one of the mostcited cryptography papers' today.
Bitcoinand most other cryptocurrencies are not really anonymous asall transactions since the founding of the coin arepermanently open for the public to view.
Researchers,governments and law enforcement agencies havemade significant strides in using meta data andpattern analysis to reveal the real world identities of bitcoinholders.
This is a serious privacyproblem.
Imagine having all of your transaction historyand spending habits revealed orworse, innocently editing up with coins that have beentainted from illegal activities.
Not only is yourprivacy at risk, your coins could be seizedor you could even be implicated in crime you didn'tcommit.
Other attempts to anonymize transactionsinvolving mixing transactions with other people'stransactions but this still means that the real transaction is somewhere inthere. And its privacy is reliant on howmany transactions you are mixing with.
These models still providean analyzable network map of links.
Zcoin uses zero knowledge proofs tomake truly untraceable coins.
You mint a coin byburning it up and generate a mathematicalproof that you burn it.
This proof allows you to redeem a newcoin with new previous transactionhistory. A clean slate.
The genius laysin that the proof doesn't reveal which coin youminted, thus there is no relationship that can be drawn from the coin that youminted and the brand new coni that you redeemed.
No history to analyze. No mixingrequired. Just truly untraceablecoins.
The browsers oftoday are broken.They have been overtaken by a barrageof sneaking and annoying ads. Trackers thatfollow your habits and cookies that build profiles and allother sorts of internet clutter that is taking precidenceover the content that you want to see.
In fact theseuseless bytes can take up to a whopping 50%of page load times with a third of it anxiously trying tolearn more about you.
To makematters worse, some ad blockersare even letting ads through when large advertisers pay them.
But do you really want a leaky ad blocker?
It's because of these very reasons that wedeveloped Brave. A new browser that kicks internetcrud to the curb and makes it faster, saferand better to surf the web than your currentbrowser.
With Brave, everything you need is built rightin.
We integrated technology that automatically blockstrackers, annoyingads and shields everything that can cramp your style and disrupt yourprivacy.
With it you can expect increased speeds almost2x faster on laptops and up to 4x faster onmobile. And unlike any other browser, Brave allowsyou to support your favorite publishers with automaticmicro payments.
It's a win win for you and your favoritesites.
To top it all off, Brave is open sourcebecause we truly believe it's our web and we needto fix it together.
Ask yourself thisquestion, do you want a web browser made for the internet of today?
If so, try Brave. It's faster.Safer and ad free.[silence]
The digital asset marketis worth over $12B to dateand continues to expand rapidly in value and choice.
It's getting hard to stay on top of it all.
There is no quick and easy way to track and gain exposure to thisexciting new asset class.
Melonport isthe first application to enable open,competitive and decentralized digital asset managementsolutions. As well as quick visibility and access to theperformance of other asset managers.
With Melonport,anyone will be able to easily setup and customize a portfolioon the blockchain using a Melon friendlyinterface and we really do mean anyone.
Melonportreduces management costs. Most fixed coststraditionally incurred when managing portfolios areeliminated by Melon smart contracts which automateoperations such as clearing and settlement, performancemonitoring and broadcasting your validated trackrecord.
Melonport leverages the visibilityand transparency inherent to blockchains,so that performance can be tracked giving talented managers theopportunity to be sought out and rewarded.
So whether you are anindividual or saver managing your own personaldigital portfolio or a large institutional assetmanager acting on behalf of 100s of clients,Melonport can radically simplify your workload,lower your costs and grow your reputation.
The Melonprotocol is split into two parts. Thecore and an open ever expanding universe of useful modules.
Melon Core links all asset management functions togetherand enables all transactions to be possible.
Melon Modules are optional customized functionsselected by the portfolio manager.
There are two ways youcan take part in Melonport's excitingjourney.
Anyone can contribute in the upcomingpre-sale of a fixed supply of Melon tokens to fund our nextdevelopment phase which is building out a full suiteof robust, secure asset management tools.
You'll be able to use the core protocol by paying in Melon tokens.
Developers can also build Melon modulesand earn Melon tokens proportionate to the value that their modulesadd to the network. The more useful their modules, the moregreater the rewards.
This adds to a networkeffect where the interest of tokenholders, developers and portfolio managers arebeautifully aligned, re-enforcing one another.
That's the beauty of Melonport. Bringing it alltogether.[silence][silence]
Brave software is introducingan innovative solution,blockchain based digital advertising.
Online advertising was once simpler, it consistedof advertisers, publishers and users.
Digital advertising has evolvedinto an opaque and inefficient marketplace.Publishers, advertisers and users are all being conned bythis system. It's hard to believe but we are paying to bebothered by ads, our mobile phone billis going toward all the bandwidth spent on ads andtrackers. Up to $23 a month according to the New York Times.
Popularmedia sites we've seen have as manyas 70 trackers calling out using your battery, slowing down thepage load and increasing data costs.
Users are now trying to protect themselves with ad blockingwhich is on over 600,000,000 phones and desktops and rising.
So werealized something needed to be done. Wethink the solution must involve a decentralizeddigital ad exchange based on theblockchain.
Brave is implementing this in stages. Ourfirst stage is already in the Brave browser whichblocks ads and trackers but also have a ledger systemfor rewarding sites based on user attention.
The second phaseis when we try to move towards adecentralized ad exchange and that must involvea new kind of currency for user attention, and that's theBasic Attention Token.
The token is derivedfrom and therefore denominates user attention. Attentionis really just focused mental engagement on anadvertisement, great content, on whatever the useris looking at.
The browser can anonymouslyand privately monitor your attention as youview pages in tabs and it can do this in a way thatis highly accurate and highly private.
Wethink this is essential to avoiding fraudand malvertising problems on the current ecosystem.
Publishers will receive tokens when are viewed,users also get a share for their attention if they choose to receive ads.From that share they can then donate back to publishersthey wish to support.
We also see publishersbeing paid in tokens able to use those tokens toaward users to promote their content.
And if theylike, they can chargefor premium content that is paid in tokens.
BAT shouldbecome a new standard that is used in theentire advertising ecosystem. We believe that thiscombination of blockchain, smart contractbrowser analytics and accountable open sourcecode and auditability is the future of advertisingon the internet.
Evenifyou bought bitcoinin 2016 and kept it until 2017, you could'vemade a profit of over700% if you had kept all of those coins thatis.
Even though us bitcoiners love to hodl,chances are you've already had to sell some to pay for your bitcoinfueled lifestyle.
Imagine this,what if you could hodl bitcoin and have money to spendat the same time.
In 2017this is finally a reality withSalt.
Salt is a next generationlending platform for blockchain backed loans. Wemake it easy to get cash without having to sell your favoriteinvestment.
Here is how it works. Joining isfast and easy. With quick approval and no credit checks, the only thingyou need to get started is to purchaseSALT, built on an ERC 20 smart contract which allowsyou to purchase membership on the salt lending platform.
Once you become a member, you can put up your bitcoins andother blockchain assets as collateral and borrowmoney from our extensive network of lenders.
The application process isfast and as soon as you pay backyour loan, you get your collateral back with noearly repayment fees.
Now you can get cashto pay bills, remodel your home, buy a car oreven start a new business and your crypto is right there if you needit.
Whatis Aeternity? Aeternity is a newblockchain platform that solves the issues ofscalability, privacy and transactionspeed.
Built by an experiencedteam, Aeternity is a next generation technologythat takes the lessons from big projects like Bitcoinand Ethereum.
What makes Aeternity different from otherblockchains?
Aeternity hasseveral unique features that make it different from otherblockchains. The technology aims to be ready formainstream adoption by providing three keyelements.
One, statechannels. Users interact with each other instantly andprivately. Your business interactions arekept off chain without having to exposeyour transactions or smart contracts publicly.
Thisalso keeps the blockchain light and robust for years.
There is no limit to the volume of transactions beingprocessed at the same time. Aeternity is lighteningfast.
Two, the hybrid proof ofwork and proof of stake system.Consensus is achieved by proof ofwork, this means that people can mine the tokens on almostall devices including smart phones.
This is truely decentralized mining.
The governancemechanism runs a proof of stake model basedon prediction markets.
Three, theoracle machine. Oracle machines allowyou to connect real world data to smartcontracts. Any publicly availabledata can be integrated such as electionresults, weather conditions, sportevent results, and commodityprices like gold and oil.
Thisopen up the field for major use cases.Think of financial applications,supply chain management, information markets,insurance andgaming.
Combining these three elements,Aeternity breaks the bottleneck to even further adoption ofblockchain technology with countless use casesand payment solutions, trade finance, andthe internet of things.
How isAeternity unique?
Aeternity will come with theessential applications available at the launch of theplatform, making it immediately useful.
Aeternity is working on educational programsto support businesses and developers to findtheir own use cases.
An incubator foundationwill support projects that build upon theAeternity platform.
Aeternity, a lightand secure platform to bring the blockchain technology to thenext level.
The traditional credit system hasconnected lenders and borrowers for decades. Evaluatingcredit risks, limits and logistics but alsoadding lots of beaurocracy, geographiclimitations and excluded the unbanked from the financialsystem.
With the internet, new peer to peerloans accelerated the process and reducedcosts. But the risk was still too big for the lenderand credit lending was still assymetric.
We'vecreated a solution and it's called Ripio CreditNetwork.
Ripio Credit Network is a protocol basedon smart contracts and blockchaintechnology that opens the door to global credit. Connectinglenders and borrowers with RCN tokens which allowlendings on any currency, anywhere in the world.
The network works like this. The borrowermakes a credit request from hiswallet provider. The wallet provider generates a smartcontract and broadcasts it to the network.Then several agents seal thatcontract.
First an ID verifier identifies the borrowerfor security reasons. Then ascoring agent analyzes the probabilities of adefault. Then an oracle informs the exchangerate between currencies. Finally theco-signer manages the credit conditions in the borrowers country ofresidence, distributing the lenders risk and adding to the termsnoted on the contract. The co-signed contract is then listedin the order book of an online exchange.
Onthe other side of the network, the lenders create tradingorders and RCN tokens on the exchangeincluding their lending conditions. When the lenders ordermatches the conditions on the smart contract,the loan takes place.
The RCN tokensare transferred to the corresponding wallet providerwhich trades the RCN tokens to localcurrency and grant credit to the borrower.
Byreducing the traditional banking brokerage costsand management fees, the Ripio credit protocolallows better conditions for both lenders and borrowers.
RipioCredit Network sets the stage fora decentralized, trustworthy, predictableand efficient peer to peer global credit networkthat will help many ideas and projectsall over the world to becomea reality.
Before nations, beforeborders, there was the [inaudible] super continent. Since thenthe world has been divided by tectonicshifts, widening oceans and stifiling politics.
Nation states are crumblingunder the weight of local and global challengesthat they see in capable of solving.
Rather than embracing aborderless world and increasing personalfreedoms, governments and multi national organizations haveoverseen a surge in beaurocracy, protectionism andever greater intrusions into our personallives.
To prevent a drift toward tyranny, we needdrastic change.
Pangeais Bitnation's decentralizedjurisdiction platform. Using Pangeayou can build voluntary nations, [inaudible] contractsand resolve disputes with other citizens andaccess the services you need.
This is our vision ofjurisdiction as a service. A global market for governanceservices.
The Pangeaarbitration token ot PAT is an ethereum based in app tokenthat powers the Pangea platform.
When youcreate a contract, complete a contract or resolve adispute on Pangea, you receive non tradeable reputationtokens through Lucy our AI bot. Accumulatingreputation tokens earns you tradeablePAT tokens. This ensures that you can't buy agood reputation or acquire it through popularity.
But if you earn one, you will be rewarded.
Imagine a worldwhere people can freely choose which voluntarynations and jurisdictions they want to be partof. A world where voluntary nations offer a choice ofservices under their own laws and policies andcompete for citizens in a free marketthat rewards good governance.
You toocan be part of the future of governanceby joining the Pangea token sale.
Welcome to the internet of soverignty.Welcome to Pangea.
Imagine that every game has real lifevalue. Imagine having true ownership of items.Imagine eradicating grey market trading.Imagine leveling your character through multiplegames. Imagine being protected from scammers andhackers. Imagine fair micro transactions.
Enjin coin will make that happen.
It's asmart gaming cryptocurrency powered by a suite of tools that willenable game developers to explore a new frontier ingaming.
Blockchain, here is how it works explained infive simple steps.
Game developers acquire acertain amount of Enjin coin through an officialpartnership, crowd funding or a cryptocurrency exchange.
Developers then use the Enjin platform andSDKs to create or mint blockchain based gamingitems. These can be anything from abundantitems like custom in game currencies, generic loot and mineable resourcesto non fungible unique items like rare cards,readable creatures, scarce weapons or mightly heroes.
Once the game is released, gamers can completequests and win tokenized rewards. Loot unique in game itemsfrom enemies. Collect fungible resources andearn Enjin [inaudible] assets.
Gamers can alsouse Enjin coin to securely purchaseblockchain items from in game stores or trade with each other.
Gamers keep and own blockchain based items in their private and secureEnjin wallets. Every transaction, whetherit's trading, purchasing or selling items, hasto be confirmed by the gamer via the Enjin wallet.
In case they are unable to sell them, players can melt their virtual itemsback into Enjin coin. This gives the player assurance knowing thattheir game items will always hold some value.
Melting is ahuge value proposition for gamers, making them morelikely to purchase virtual items.
Jointhe Enjin developer portal and start using the Enjin platformtoday.